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Wind and Flood Damage and European Property Risk

Inland flooding and extreme wind are significant hazards for the UK and north-west Europe, and modelling how these hazards co-occur is essential to understand and respond to potential impacts.

The project team researches flood and wind risks to property in the UK and mainland Europe. Outputs have included a new Flood Severity Index (FSI), which can be used to help insurers understand compounding risks, and a demonstrator tool (below) which shows multiple correlations between wind and flood hazards in Europe across multiple timescales. The team are also developing a simple model to estimate insurance property losses from European Windstorms.

The team work directly with financial institutions and industry stakeholders, including participation in workshops and collaboration with insurers/reinsurers, mortgage providers and risk/catastrophe modellers.

The Wind/Flood Risk Correlation Explorer demonstrator tool displays correlations for wind gust vs precipitation or river flow, as well as correlations between the team’s new Flood Severity and Storm Severity indices.

The demo was developed by CGFI researchers based at the University of Bristol, University of Reading and Institute for Environmental Analytics.

The Wind/Flood Risk Correlation Explorer is provided for general information only and is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site (including this tool) is accurate, complete or up to date. CGFI, CGFI consortium member organisations and the University of Oxford accept no liability in relation to any issues or liabilities that may subsequently arise from use of the data or this tool for any purpose. Please consult our website terms of use for more information about our liability to you.

Header photo by David Griffiths via Unsplash